Owning a home is a dream for many, but due to rising property prices and inflation, paying the full amount upfront can be a major hurdle. Thankfully, houses on installments in Lahore have made homeownership possible for middle-income families, young couples, and even first-time buyers. From 5 marla house on installments to plots on easy installments, Lahore’s real estate market is now full of flexible and budget-friendly options.
In this blog, we’ll explore everything you need to know about buying houses and plots on installments in Lahore—what your options are, where to invest, and how to choose the best housing society in Lahore.
Why Choose Houses on Installments?
Buying a house on installments means you don’t have to pay the full amount at once. Instead, you make a down payment and then pay the remaining amount over a fixed period in monthly or quarterly installments. This model offers several advantages:
- Affordable Entry: Ideal for those who can’t afford full cash payments.
- Flexible Plans: You can select a plan that matches your financial capacity.
- Investment Opportunity: Prices usually increase during the installment period, giving you a profitable edge.
5 Marla House on Installments: The Most Popular Choice
Among all available sizes, the 5 marla house on installments is the most in-demand option. It offers enough space for a small family while remaining affordable.
Features of a 5 Marla House:
- Typically includes 3 bedrooms, attached baths, a kitchen, TV lounge, and a car porch.
- Covered area usually ranges from 1,000 to 1,400 square feet.
- Most commonly available in newly developed housing schemes.
Several housing societies in Lahore now offer 5 marla houses on easy installment plans with possession in 2 to 3 years.
Plots in Monthly Installments: A Smart Long-Term Investment
If you are not ready to move in but want to invest in property, plots in monthly installments are a great choice. These plots allow you to purchase land now and build a house later when your budget allows.
Benefits of Buying Plots:
- Flexibility to design your dream home later.
- No immediate construction costs.
- Potential for high returns as property values rise.
Whether it’s a 3 marla, 5 marla, 10 marla, or 1 kanal plot, monthly installment options are available across several societies in Lahore.
Plots on Easy Installments in Lahore
The concept of plots on easy installments is thriving in Lahore’s outskirts and developing areas. These areas offer low-cost land with high growth potential. Most developers provide 3 to 4-year installment plans with possession offered upon full or partial payment.
Popular areas include:
- Raiwind Road
- Multan Road
- Kala Shah Kaku
- Main Canal Road
- Ferozepur Road
Best Housing Societies in Lahore Offering Installments
Now let’s talk about the best housing society in Lahore for those looking to buy homes or plots on installments. Based on affordability, development progress, and credibility, here are six societies currently offering houses on installments and plots in easy monthly plans:
1. Shenzhen City Lahore
Shenzhen City offers affordable housing solutions inspired by Chinese development standards. Located near Multan Road, this society is ideal for first-time homeowners.
- 3, 5, and 10 marla plots and homes on 3- to 4-year installments.
- Modern planning with parks, wide roads, and security.
- Down payments starting from PKR 300,000.
2. Bahria Town Lahore
A name synonymous with luxury, Bahria Town offers limited 5 marla houses on installments in newer blocks. Though prices are slightly higher, the amenities and infrastructure are unmatched.
- Fully developed sectors with schools, hospitals, parks.
- Options for resale and ready-to-move-in properties.
- Flexible payment plans via authorized dealers.
3. New Lahore City
Located on Canal Road, New Lahore City is an LDA-approved project offering plots and houses on installments with a focus on affordability and modern amenities.
- 3 and 5 marla homes on 3-year payment plans.
- Strong resale value.
- Developed by Rafi Group—known for timely possession.
4. Urban City Lahore
A fast-growing society, Urban City is located near Kala Shah Kaku interchange and offers plots in monthly installments that are ideal for small investors and families.
- 3 to 10 marla plots on easy 3- to 4-year installment plans.
- Eco-friendly layout with smart development.
- Down payment options starting from just PKR 250,000.
5. Kings Town
A project by Al-Kabir Developers on Raiwind Road, Kings Town is designed for those looking for a 5 marla house on installments with minimal down payment.
- Possession offered within 2 years.
- Ideal for newly married couples and small families.
- Monthly installment plans starting from PKR 20,000.
6. Zaitoon City
Located on Main Canal Road, Zaitoon City offers both houses and plots on easy installments. It’s LDA-approved and backed by Zaitoon Group, one of the most reputable developers.
- Gated community with underground utilities.
- Plots from 3 marla to 1 kanal available.
- Installment plans up to 4 years.
Sample Installment Plan: 5 Marla House in Lahore
Here’s a general idea of what a 5 marla house on installments might cost:
| Society | Down Payment | Monthly Installment | Duration | Total Price |
|---|---|---|---|---|
| Kings Town | PKR 500,000 | PKR 20,000 | 3 years | PKR 2,220,000 |
| Urban City | PKR 600,000 | PKR 25,000 | 3.5 years | PKR 2,700,000 |
| Shenzhen City | PKR 550,000 | PKR 22,000 | 4 years | PKR 2,700,000 |
| Zaitoon City | PKR 750,000 | PKR 30,000 | 4 years | PKR 3,150,000 |
Note: Prices are indicative and may vary by block, construction stage, and possession status.
How to Choose the Right Installment Plan?
Here are a few key tips:
- Define Your Budget: Know how much you can pay upfront and monthly.
- Shortlist Societies: Choose from approved, secure, and developing societies.
- Check Legal Approvals: Make sure the society is LDA-approved.
- Visit the Site: See the location, development status, and neighborhood.
- Verify Developer Reputation: Always go with trustworthy and reputed builders.
Final Thoughts
In 2025, buying houses on installments in Lahore has become a reliable and convenient way for people to achieve their homeownership dreams. Whether you’re planning to settle down in a 5 marla house on installments, or looking to invest in plots in monthly installments, the city offers a variety of options to suit your financial goals.
From Shenzhen City to Zaitoon City, each of these housing societies offers a unique blend of affordability, location, and long-term value. All you need is a good payment plan, proper due diligence, and a little patience—and your dream home will be within reach.
